These Terms govern your use of the Financial Impact Journal ("FIJ") terminal. By creating an account or using any part of the service you agree to be bound by them.
FIJ is an informational research terminal. All content — including index prices, stock snapshots, AI-generated summaries, verdicts, strengths, risks, market narratives, and morning briefs — is provided for informational and educational purposes only.
Nothing on FIJ constitutes investment advice, a recommendation to buy or sell any security, a solicitation, or an offer. FIJ is not a SEBI-registered investment adviser, research analyst, portfolio manager, or broker.
Before making any investment decision you must consult a licensed financial adviser familiar with your personal financial situation, risk appetite, tax status, and objectives. Past performance shown on FIJ is not indicative of future results.
FIJ uses large-language-model AI (Claude Sonnet) to generate insights. AI outputs may contain factual errors, out-of-date information, mis-summarized headlines, or biased reasoning. You are responsible for independently verifying any AI-generated statement before relying on it.
FIJ, its authors, contributors, and infrastructure providers are not responsible for any investment losses, missed opportunities, tax consequences, or other damages — direct or indirect — arising from your use of, or reliance on, information presented on the terminal.
The service is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or non-infringement.
You agree not to (a) misuse the API for automated scraping beyond ordinary interactive use, (b) attempt to bypass authentication or the daily AI-analysis quota, (c) attempt to reverse-engineer or interfere with the backend, or (d) use FIJ for any unlawful purpose.
We may suspend or terminate accounts that violate these Terms, at our discretion, with or without notice. You may terminate your account at any time via the Contact page.
FIJ may update these Terms as the product evolves. Material changes will be surfaced on the terminal. Continued use after a change constitutes acceptance of the revised Terms.
These Terms are governed by the laws of India. Any disputes shall be resolved in the courts of Mumbai, Maharashtra.
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